Investment involves risks, and past performance is not a guarantee of future performance. The value of an investment may rise or fall, and investors may not be able to recover the full amount of their principal investment. Before making an investment decision, please carefully read the relevant product prospectus and consider your own risk tolerance.
The value of investment products may be affected by various market factors, including the following, and may fluctuate:
Under certain market conditions, it may be difficult or impossible to buy or sell investment products at the expected price or within the expected time. A lack of liquidity may lead to additional costs or situations where the investment cannot be liquidated in a timely manner.
There is a possibility that the issuing institution or counterparty may not be able to fulfill its financial obligations, which may result in the loss of principal or the failure to achieve the expected return.
Investment in foreign currency-denominated assets is exposed to the risk of fluctuations in exchange rates. Adverse changes in exchange rates may offset or exceed investment returns, and may lead to a decrease in the value of investments denominated in the domestic currency.
Derivative transactions involve high leverage and may amplify gains and losses, and there is a possibility of incurring losses exceeding the initial investment amount. Derivative transactions are complex and are only suitable for investors who understand their characteristics and risks.
Electronic trading systems may become temporarily unavailable due to technical failures, communication interruptions, computer virus attacks, etc., which may affect the execution of transactions and may result in unexpected losses.
International investment is accompanied by additional risks such as different market rules, regulatory standards, accounting standards, as well as political and economic instability and changes in tax policies.